别再被忽悠了!海南自贸港5件“好事”,全是假的

海南自贸港封关的消息一出来，各种离谱说法就冒了出来。什么“再造一个香港”、“离岸资产”等等。

自媒体给“信口开河”提供了极大的低成本便利，看破这些谣言，才能逐步洞悉国家真正的战略意图。

“海南要取代香港，成为新的国际金融中心。”
谣言1

先说说最让人热血沸腾的谣言。这话听着带劲，但看看数据就知道多离谱。

2025年3月发布的全球金融中心指数（GFCI）里，香港稳稳坐在全球第三的位置，仅次于纽约和伦敦，光是外汇日交易量就超过4000亿美元，相当于海南全年GDP的十几倍。

更关键的是，香港的人民币离岸市场占全球70%以上份额。

再看海南，2024年金融业增加值刚突破1000亿元，连香港的零头都不到。

自贸港的定位写得明明白白：重点发展旅游业、现代服务业、高新技术产业，跟香港的金融赛道根本不重合。

“封关后海南房子就是离岸资产，不受内地调控。海南的存款以后能自由进出，跟瑞士银行一样。”
谣言2

接下来是让无数人趋之若鹜的“离岸资产神话”。

所谓的“离岸资产”，压根不存在。你去售楼处问问就知道，海南现在还执行着严格的限购政策。就算封关了，房产交易照样要交契税、个税，跟内地城市没本质区别。

更别说资金监管了，境外资金想买房？先过外汇管理局这关，每年5万美元的换汇额度一分都不会多给。

还有人把银行存款也扯上了“离岸”，这纯属睁着眼睛说瞎话。

2025年1月，央行明确表态：海南自贸港的金融监管政策与内地保持一致，居民存款仍受《商业银行法》保护，也受外汇管制约束。

你在海口银行存100万，和在北京银行存100万，没任何区别，别幻想能绕开监管搞小动作。

“海南要搞独立法律体系，以后办事不用看国家法律。”
谣言3

这谣言听着就吓人。

有人可能会说：“不是说自贸港有立法权吗？” 没错，但这个立法权是“戴着镣铐跳舞”。2024年海南出台的56项自贸港法规里，全是围绕关税、物流这些具体经贸事项的细化规定。

其他像刑法、民法典这些根本动不了。打个比方，你在海南偷东西，照样按国家刑法判刑，绝不会因为“自贸港”就法外开恩。

“海南有独立关税区地位，能自己跟外国签自贸协定。”
谣言4

这就更离谱了。

我国只有香港、澳门因为历史原因享有独立关税区地位，海南作为省级行政区，压根没这个权限。

2025年4月海关总署明确说明：海南的“零关税”只针对进入海南的商品，从海南卖到国外的商品，仍要按中国海关规定交税，跟从广东、浙江出口没区别。

现在海南能做的，只是在国家框架下执行更优惠的关税政策，比如企业进口生产设备免税、居民购买进口商品限额免税，这些都是“境内关外”的特殊安排，跟“独立关税区”差着十万八千里。

“封关后和内地隔离，去海南需要办证。海南居民到全球大多数国家免签。”谣言5

最后是关于人的。

封关核心“一线放开、二线管住”，主要封的是货。简单说就是：国外的货物进海南更方便，海南的货物进内地要过海关，但人进出还是老规矩——刷身份证坐飞机、坐火车，不用办签证，也不用过边检。

2024年海南接待游客超过9000万人次，封关后只会更方便，绝不会把人挡在岛外。

至于海南居民到全球大多数国家免签，这智商就有点让人着急了。

目前政策明确的是85个国家人员可免签入境海南，这是针对外籍人士入境海南的政策。

海南居民出国是否免签，主要取决于目的地国家的签证政策及双边协定，而且，免签针对的主体是什么人持用什么护照，而护照这个坎就跨不过，难不成给海南人民单独发一种护照吧。



海南自贸港是国家战略，未来潜力不小，但它不是一夜暴富的魔法棒。

2025年海南计划实现的目标里，重点是“封关运作基础设施建成”，这只是万里长征的第一步。真正要形成国际竞争力，至少需要10-20年的培育。

归根到底，自贸港的红利，永远属于那些懂政策、埋头干，善布局、有耐心的人。

朋友们还听过哪些自贸港的“神话”，评论区聊聊~

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